Se habla español. We now offer Notary Service and DMV Services. Please call ahead.

The Zabbia Insurance Agency, Inc
Home
About Us
Rewards
Community Cause
Concierge
COVID-19 Special Notice
Realtor CE Classes
Defensive Driving
Safe Boating Course NY
Careers
The Zabbia Insurance Agency, Inc
Home
About Us
Rewards
Community Cause
Concierge
COVID-19 Special Notice
Realtor CE Classes
Defensive Driving
Safe Boating Course NY
Careers
More
  • Home
  • About Us
  • Rewards
  • Community Cause
  • Concierge
  • COVID-19 Special Notice
  • Realtor CE Classes
  • Defensive Driving
  • Safe Boating Course NY
  • Careers
  • Home
  • About Us
  • Rewards
  • Community Cause
  • Concierge
  • COVID-19 Special Notice
  • Realtor CE Classes
  • Defensive Driving
  • Safe Boating Course NY
  • Careers

Umbrella Insurance

 Learning about Umbrella Insurance

Umbrella insurance gets its name from the fact that it shields you from paying high out of pocket costs when your primary insurance is depleted. Here are some helpful facts about this type of insurance.


Is it Primary Insurance?

An umbrella policy is not primary insurance. Instead, it is a type of supplemental liability insurance. It becomes active after you have reached your limits on other policies, such as your auto insurance.


Is it Complicated?

It’s pretty easy to understand. If you have $250,000 in liability coverage on your auto policy and you’re sued for $500,000, then your umbrella policy would pay the other $250,000 – at least if you have that much coverage. Umbrella policies can also handle a situation that your other policies exclude, such as libel.


Do I Need this Coverage?

This insurance is mostly for people who have a lot of assets, and are at risk for facing lawsuits.


Policies

There are personal and commercial umbrella insurance policies. Personal coverage works with your home and auto policies. But a commercial policy works with your business to cover you against business losses.


The main benefit of umbrella insurance is the extra assistance is provides. It is a backup if your regular insurance falls short of your needs.

more policies
  • Careers

The Zabbia Insurance Agency, Inc

The Zabbia Insurance Agency, Inc 744 N Broadway N Massapequa, NY 11758 US

Office (516) 799-3800 Fax (516) 799-5424

Copyright © 2023 The Zabbia Insurance Agency, Inc - All Rights Reserved.

Powered by GoDaddy Website Builder

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept